“My business makes good money. I want to build wealth outside it.”
Your business makes the money. What is the money making?
Strong-profit owners with lazy cash and no asset strategy. The play is commercial property owned outside the trading business, so the rent builds equity for you instead of a landlord. This page is the path: trade better, borrow better, own the asset.
The path
Four steps, in the order that works.
Read the capacity
What the business's numbers actually support, worked the way a credit team works it: capacity, structure, and what a purchase outside the business does to both. The debt and capacity modelling is free for clients of The Lending Lab.
Build the file
The finance documents for the asset, to the standard a lender or your own banker funds from. Over $35m of these transactions were funded by the clients' own banks on documents Nick and his team built.
Buy the asset
Arranged via referral to The Lending Lab and structured for the asset, or funded by your own banker on the file we build. Either way the business keeps trading and the wealth builds on the outside.
The long haul
The Owner's Desk keeps the position current and Covenant Management runs the obligations, both built for the years after settlement. One day the portfolio becomes the retirement income.
What you might need
The products on this path, every fee on the page.
Commercial property outside super
The flagship page: the thesis in full and all five client stories, grouped by door.
The wealth play, end to end
Learn moreThe Owner's Desk
Capacity and covenant headroom kept current after settlement. Free for Lending Lab clients.
From $850 a quarter
Learn moreCovenant Management
The compliance on the new debt, run for you all year.
Scoped and quoted in writing
Learn moreStart free
Free, no email wall, method published in full. Run the numbers on the asset before anyone runs them for you.
Client stories
The wealth stories, with the clients' own figures
Industrial property, metro Brisbane · 2024
Declined twice. Then $1.5m of equity in nine months.
Over $1.5m of equity uplift in nine months.
Read the storyIndustrial property, Melbourne · 2024
$1m of equity on day one.
$1m of equity before the first rent cheque, on a projected 32.2% IRR.
Read the storyIndustrial and activity centre, metro Melbourne · 2025
A $20m deal, funded by the client's own bank.
Funded by the client's own bank on a projected 181% five-year ROI.
Read the storyTwo ways we help with the finance.
Referred to us for finance? You are in the right place either way. Either we arrange it, or we prepare the file for whoever does.
Want the finance arranged too?
We introduce you to The Lending Lab, the broking arm, which runs the deal end to end across 40+ lenders. Clients of The Lending Lab receive a large discount on all Andorra products.
Talk to The Lending LabAlready have a broker or bank?
Keep them. Nick and his team prepare the file to the standard a credit team expects, and work directly with whoever lodges it. Same models, same documents, same standards, full price.
See the finance documentsWant a straight read on your deal?
Book a free call with Nick. Bring the numbers you have, and we will tell you the right service level and the fixed fee. No obligation.